Pearl Rewards Merchant
A merchant cashback programme for Penang-based businesses that offers cashback to customers and a chance to win the Pearl Bayar & Menang lucky draw contest.


About Pearl Rewards Programme
Pearl Rewards Merchant programme is an island-wide initiative to support small businesses and strengthen the local economy by offering customers with rewards for shopping at Pearl Rewards Merchant businesses. A programme by Pearl – One Touch Penang and MBPP, this merchant reward programme will also include attractive Datuk Bandar’s rewards for citizens and organizations who contribute towards keeping Penang Island a smart, liveable city for residents, visitors, and businesses alike.
As the programme matures, we will add more and more reward and loyalty mechanisms to attract and retain customers. Our inaugural programme will consist of a cashback programme, further enhanced with exciting lucky draws! Making it irresistible for Pearl users to shop locally with local businesses, small and large alike, across all industries
How It Works
- Pearl Rewards Merchant programe will cross-promote your business to new customers, engage existing ones, and reward them for their loyalty.
- Customers can pay using PearlPay by scanning your Pearl Rewards QR code. Once the payment is successful, they will receive the cashback amount in their PearlPay wallet.
- A transaction fee (MDR) will be charged based on the cashback amount you offered to customers, as per the scheduled rates outlined in the table.
- The transaction balance after the MDR charge will be credited to your elected bank account T+1.
- Then, Pearl Rewards will give the cashback amount (1%-10%) according to merchant selection to the customers as a cashback.

Flexible Cashback Rates to Suite Your Business
Customize your cashback offers from 1% - 10% to match your business unique needs

Offer Long-Term Benefits to Your Customers
Exclusive Year-Round Offers
- Minimum offer of 1% Cashback per transaction
- 1 lucky draw entry for every RM50 spent on a single receipt
- Terms and conditions apply
One-Time Limited Offers
- Get a free gift with a purchase
- Buy the second item at 50% off in a single receipt
- Up to 50% discount on selected products. Limited by quantity
- Terms and conditions apply
Get Marketing & Communication Support
Grow your business with comprehensive promotional support across multiple channels
Pearl Rewards Merchant Benefits

Media Promotion
Dedicated advertisement space on Pearl website, social media, and merchant partner mentions during events
Point of Sales Materials
POS printed materials provided to be placed strategically at participating merchant premises
Data for Customer Insight
Get accurate customer data whenever they use your referral code to help you craft better promos
Digital Billboards
Merchant promotion on digital billboards across Penang Island throughout the campaign period
